When I say "buy", that's inclusive of cash purchase and finance. I'm just making the distinction from leasing.I do. Buy, that is.
Maybe that‘s why so many people are in debt?
In general, unless the interest rates are absolutely crazy high, then a cash buy is a negative to me. We can make more from investing the available cash while carrying the interest, than we can from taking the initial loss of available cash by purchasing the car outright. There are fairly few scenarios where buying outright results in a better net outcome, long-term, than financing. Debt is absolutely fine as long as it's managed and offset.
But...this is a convo for a different thread probably.